I really don't have much of an update on the identity theft/stolen wallet scam. I did go to the bank to straighten things out and the CVS that the one police detective went to, credited back the fraudulent charge on my account. That's one good thing. However, there was another charge! How can that be you ask? Well, if you don't know this already, take note. When you use your ATM/Debit/Check Card, it reserves $1 on your account. As the bank explains to me, it's done to see if the account is "good." It then takes 24-48 hours for the actual charge to debit your checking account. Of the phone calls I made Thursday and Friday, no one bothered to mention that there was a $1 hold on my account for another possible transaction. Fortunately, it was only $16.91 (still doesn't make it right, but at least it didn't drain my account). I also found out that they tried to make a $300+ purchase at Autozone, but I had already froze that account so the transaction was DENIED!
I also found out yesterday, that one charge that I was told was pending on my account at GFS in Southfield (3 transactions there by the way, so take note that they don't bother to check ID and see that a man is using a women's credit card). Since I reported the card stolen, AMEX was able to deny that hold on my account. Poor GFS. I feel so bad that you got ripped off . . . not! Check ID people!
Another funny. I got a letter in the mail Monday (5 days after the fact) from one of my banks telling me that they tried to reach me by phone and there were some suspicious charges to my account. You think? I've only talked to you on the phone 5 times in 5 days and in person once and I'm the one that told you!
So, I'm just waiting for some form to dispute some charges for one bank, and then I think I've cleared up the whole shopping spree. The future is unknown. Although the police feel that this yahoo was just looking for a joy ride and isn't confrontational, who knows who gets my wallet next. I'll probably be paranoid for awhile.
On a positive note, I have to say of all the companies I've worked with over this mess, US Bank is the best. From the minute I realized that there were fraud charges, they were on it and never even let the charges hit my account. They were A+ by all accounts and I would recommend doing business with them.